房地产行业制度改革系列报告之一：公积金制度的过去现在和未来

2012514??2002??220123400??4.9%3.1%90902399.2010-60838249chencong@citics.comS1010510120047010-60836707yufu@citics.com010-60836719baosj@citics.com1.2012.....2012-12-072..............2011-12-013..............................2011-12-054......................................2012-3-55.20112012.........2012-5-2http://www.microbell.com..............................................................................................................................................................1..............................................................................................................................................1(1991-1994).................................................................................21994-1999........................................................................4(1999-2002)..........................................................................5(2002-